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5 myths about the color of your car What color do I buy it from? Are red car insurance more expensive?

Are red car insurance more expensive? You have decided. You already know what car you want, maybe helped by our tool What car do I buy? . Or maybe not. And at that point you’re probably thinking about what color you want to take it with. In fact it is increasingly common to find models that advocate an immense color palette, and sometimes even combinations in two tones, matte finishes, adhesives, and a host of options that ultimately seek the greatest customization of the product. Now, what problem can it be to choose a certain color? Will the insurance cost me more expensive if I buy it red?

Let’s talk about 5 myths  about the color of your red car insurance

Will my insurance cost me more for buying a red car?

red car insurance more expensive

As much as it is repeated, it will not be true. The myth that red cars insurance have to take on more expensive insurance policies is just that, a myth. That same urban legend says that it is because red cars also have a predisposition to suffer more accidents. Actually insurers do not consider that our car is red, white, blue, or yellow. Your insurance policy will be based mainly on other personal aspects, such as your accident history, your age range, tetrameter. But insuring a red car will not mean you are a more dangerous driver, and your insurer will not charge you more for it.

White, only for taxis (myth)

the red car insurance

In Madrid and other cities where taxis are presented in this color, white has always had that reputation as a boring color, typical of a taxi. I must admit that I do not know, but perhaps in Barcelona you have a similar impression with the black. But the truth is that white is the preferred color. We like light colors, gray would be chosen by 18% of buyers, natural tones by 14%, silver by 11%, and shades such as black would only be chosen by 4%, while darker tones such as blue, red, or green, would only be chosen by a 6, a 5 and a 2% respectively. In short, we like white.

Black and dark tones are worse in warm climates and summer

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I am sure that, the moment you acquire a car, the last thing you will be thinking about is that the color you choose is more or less prone to attract the sun’s rays. But it is true that the differences between a clear car, for example white, and dark, for example black, are really important. It is a basic physical concept, dark bodies, and especially black, absorb light and energy from the sun’s rays (see Wikipedia). If we add that effect to the nature of a car, a closed and glazed enclosure, dark cars on a sunny summer day can reach inside temperatures several degrees higher than those reached by the clearest cars. In addition to the problem of starting a trip with a car over 50 ° C, we will find that the air conditioning system will have to make an extra effort to air-condition the passenger compartment, with the consequent energy consumption.

Clear cars are safer than dark cars

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There are different studies, for and against, who have tried to find – sometimes successfully – a relationship between the color of the car and the probability of suffering an accident. The argument usually put forward is in the greater safety of cars with clear and vivid tones because they are visible in difficult conditions, such as the darkness of a tunnel, an alley, or the great contrasts that occur in forested areas. That argument makes sense. We already tell you that there is statistical evidence for and against this claim and finding a justification is really difficult. In any case, the industry has already found a solution to solve the problem of low visibility of a car in these conditions, lights on for 24 hours and daytime LED lighting. Definitely not a subject that you should worry about.

Cost of purchase and repair

a red car insurance

Simply go to a dealer, or enter the configuration of a brand, to see how there are certain shades that are still an extra, usually a few hundred dollars, compared to the most basic colors. The metallic ones generally continue costing something more. And it goes without saying that special tones, which are sometimes used as the image of a new model, in their advertising campaigns, etc., also usually cost a few hundred dollars. As for repairs, our biggest concern should be in the case that we choose a vehicle with a very specific tone and very rare finishes, for example matte tones. It is important that we inform ourselves before buying a car with a tone as special as a matte finish, while its maintenance may require special care, or restrictions, such as not using roller washing tunnels. It is also very important that we inform ourselves about its repair. We already tell you that these are very specific cases.

Finally, red car insurance more expensive because the red color was the undisputed king in vehicles. A good proportion of the vehicles sold had the red color on the outside, and the truth is that this part had its reason for being. The red is usually identified with cleanliness and purity, and for a car, in addition, it was often the cheapest paint color, as well as being quite cool for the inside of the car. same and its occupants. And this, in times when air conditioning was a luxury, was also appreciated. Maybe we have tired of other colors, or perhaps that the lines of the design of the current cars, cleaner and sporting, look very well in red, but the truth is that it is a clear trend in recent times. We have rediscovered the target and every time more vehicles are sold in this color. What’s more, many models offer more than one shade of red, including pearly tones, so you usually have to pay extra. And what is the reason for this success? And will the insurance cost more expensive when  you buy a red car.

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